Sub Prime Auto Financing

Drive Your Dream Car Today, Regardless of Your Credit History!

Fast approvals, transparent terms, and a path to better credit. Get Pre-Approved in Minutes – No Commitment Required!

At HYW11, we believe everyone deserves a chance to own a reliable vehicle. Whether you have bad credit, poor credit, or no credit at all, our tailored subprime auto financing options are designed to suit your unique financial situation. Let us help you take the first step towards rebuilding your credit while driving the car you love.

Why Choose Our Subprime Auto Loans?

Build Your Credit:

Timely payments are reported to major credit bureaus to help improve your credit score.

Flexible Terms:

Customize your payment plan according to your budget.

High Approval Rates:

Our specialized approach means higher chances of approval, even with a low credit score.

Expert Guidance:

Our financial experts are here to guide you every step of the way.


  1. Fill Out a Simple Form: "Provide basic information to get started—no extensive paperwork needed."
  2. Customize Your Financing Options: "Choose the terms that work best for you with the help of our finance specialists."
  3. Drive Away in Your New Car: "Once approved, pick out your car and drive away with confidence."



My name is Leonard, your personal finance specialist. I have had over 30 years in the automotive industry helping people get into a vehicle that works for them.

Our goal is to help find you the right car, truck or SUV for a price that works for you!

As long as you have a steady income, and meet some other basic requirements, we can likely get you approved right away!



"What do I need to qualify for subprime auto financing?"

Qualifying for subprime auto financing with us is straightforward. Generally, you'll need to provide proof of income, which helps us understand your ability to repay the loan. Additionally, having a valid driver’s license and being a resident of the United States are essential. While your credit history may be a factor, it does not define your eligibility with us. We encourage you to apply regardless of your credit situation, as we look at multiple aspects beyond your credit score.


"How can subprime auto loans help improve my credit score?"

Subprime auto loans provide a unique opportunity for credit building. By securing a loan and making timely payments, you are demonstrating responsible credit behavior. Each on-time payment is reported to major credit bureaus, which can positively impact your credit score over time. Consistent, timely payments are one of the most effective ways to improve your credit history, making future borrowing easier and potentially less costly.


"What if I have a bankruptcy or repossession in my history?"

Having a bankruptcy or repossession in your credit history does not automatically disqualify you from obtaining subprime auto financing. We understand that financial challenges can occur, and we assess each situation individually. Our team specializes in working with customers who have faced financial hardships and will strive to find financing options that suit your current situation. We encourage you to discuss your specific circumstances with us so we can tailor our services to meet your needs.